insurance franchise business owner

Insurance Franchises

Interested in starting your own franchise in the business services insurance industry? Browse our franchise opportunities below to get started today.

Brightway Insurance

Brightway Insurance is a national property/casualty insurance distribution company with more than $780 million...

Liquid Capital Required: $25,000 - $200,000
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Goosehead Insurance Agency LLC

It all began in 2003, when Robyn Jones (a real estate investor) and Mark...

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We Insure

We Insure is passionate at being the very best independent agency solution. Our purpose...

Liquid Capital Required: $30,000 - $75,000
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Insurance Business Services Franchises

If you’re considering buying a franchise, the chances are that you know franchisees also need insurance for their business. Franchise insurance is mandatory to safeguard your business from unpredictable financial loss.   

As a franchisor, you can offer insurance to other businesses or invest in franchise insurance. Know that there are various insurance types for franchises, ranging from property damage to liability insurance.    Franchisees can seek your services for understanding insurance policies and investing in the right business insurance  

Business owners typically need insurance for worker’s compensation, bodily injury, or business operations that involve risk factors.   

Here is everything you need to learn about offering insurance to franchise owners.


Franchising share a similar business model and needs as any other business. They need to ensure that they have comprehensive insurance policies to keep the company protected from unforeseen circumstances within a franchise. The insurance policies that can protect franchisors are; Management Liability Insurance Errors and Omissions Insurance Employment Practices Liability Note that franchisors must outline the type of insurance that is essential for franchises based on the business activities in the FDD (Franchise Disclosure Document).
Many services of a franchise have coverage, which falls under required insurance policies. However, some things are left out. Businesses need to investigate their franchise agreement to see what is covered and what extra coverage they need to include.
There are plenty of business activities or services that franchisees provide or a part of. We have listed some common types of insurance that can help a franchise business cover liabilities. Bringing Client in or Sending Employee Out If a franchise sends workers out to communicate with customers or invites them in, public liability insurance is necessary. Public liability insurance covers your company for the cost claims that a member can make against your business. Commercial Auto Insurance Insurance is vital if you’re a trucker or run a fleet of vehicles Worker’s Safety No matter your franchise location, Workers’ compensation insurance protects your employees from illnesses and injuries. Product Liability Franchises always need an insurance broker who can help them choose reliable insurance to ensure they are secure and protect from product liability, professional liability, and lawsuits arising from problems inflicted on clients due to product use. Property Insurance Franchisees also need protection or insurance programs against property damage. The liability coverage offers protection and risk management for your small business and start-up.
Franchisees need to meet insurance requirements, and for that, they need a service that can assist them in the procedure. Contact Why Franchise and find out how you can offer protection franchise business against vicarious liability.